You know you should be planning for the future. But savings accounts suck and investing can be scary.
At Groundfloor, we believe there's a better way. Our products offer the easy access of a savings account with the real returns of investing—we call it Savesting.
You could do so much better than your bank.
Big banks should be ashamed of the interest rates they pay on savings accounts. Most offer 0.01%, or maybe 0.5% (if you're lucky). That means for every $100 in
your savings account, you earn 1¢ a year. What can you buy with that?
Safely generate monthly income.
When you invest in Groundfloor, you can see real returns in just a few short months.
SavingInvestingSavesting
By making recurring deposits and reinvesting your earnings, your income will
grow even faster.
How does Groundfloor compare to other investments?
Groundfloor’s investments are secured by real assets in a first lien position. You can choose individual renovation projects to invest in, or use our automatic investing tools to continuously invest in projects that meet your criteria.
Investments repay every 4-12 months on average, so if you make investments each month, after four months, you’ll always have investments repaying each month. That’s pretty good liquidity for a secured investment backed by real assets! Groundfloor is a safe way to earn great results.
* Based on actual investor returns the past 8 years
** Based on the banks from the chart above
Earn, Invest, or Borrow
Whether you're looking for easy access with a great rate, high yield
returns with no risk, or funding your next fix-and-flip project;
Groundfloor has a product for you.
Earn
Interested in real returns with liquidity? Stairs offers 4% interest and anytime access.
Learn More
GET IN THE GAME. Every week or so there's a new batch of loans to pick and choose from to suit your investing style. You can start with as little as $10. Go open an account today!
Adrian
Google, January 2022
This company is fantastic. A1 service! Extremely happy with my portfolio's performance!
Tom
Google, 2021
Groundfloor has been an innovator in real estate lending from the beginning. They make it easy to invest and automatically reinvest in real estate loans at a monetary level that is right for you. Check it out!
Craig
Social Media, October 2021
I joined Groundfloor as a way to make better returns on my cash. Locking money up for 12-24 months in a bank CD just wasn't worth it. Groundfloor is worth it!
Adrian
Trust Pilot, November 2021
Best Real Estate Investment platform - hands down! I absolutely love everything about it. With Groundfloor you are essentially the bank, lending money to homebuilders to fix-and-flip/build new homes. On average the return is slightly over 10%. EXTREMELY satisfied. 10/10
Kiauna
Social Media, October 2021
Great communication, easy process, clear answers, and I love the shorter terms.
Phil
Trust Pilot, March 2022
Absolutely incredible investment vehicle. I've been with Groundfloor since 2016, all in all I've made a boatload of money with them... with more interest than promised.
Calvin
Google, December 2021
Groundfloor is the one of the best lenders for real estate investors! Streamlined! Highly recommended!
Brian
Google, 2021
I've been investing with Groundfloor since May of 2018 and I love the platform. I've been getting way better returns than any savings account and it's a great way to diversify away from the overpriced stock market. I highly recommend using Groundfloor.
Brian
Google, February 2021
GET IN THE GAME. Every week or so there's a new batch of loans to pick and choose from to suit your investing style. You can start with as little as $10. Go open an account today!
Adrian
Google, January 2022
This company is fantastic. A1 service! Extremely happy with my portfolio's performance!
Tom
Google, 2021
Groundfloor has been an innovator in real estate lending from the beginning. They make it easy to invest and automatically reinvest in real estate loans at a monetary level that is right for you. Check it out!
Craig
Social Media, October 2021
I joined Groundfloor as a way to make better returns on my cash. Locking money up for 12-24 months in a bank CD just wasn't worth it. Groundfloor is worth it!
Adrian
Trust Pilot, November 2021
Best Real Estate Investment platform - hands down! I absolutely love everything about it. With Groundfloor you are essentially the bank, lending money to homebuilders to fix-and-flip/build new homes. On average the return is slightly over 10%. EXTREMELY satisfied. 10/10
Kiauna
Social Media, October 2021
Great communication, easy process, clear answers, and I love the shorter terms.
Phil
Trust Pilot, March 2022
Absolutely incredible investment vehicle. I've been with Groundfloor since 2016, all in all I've made a boatload of money with them... with more interest than promised.
Calvin
Google, December 2021
Groundfloor is the one of the best lenders for real estate investors! Streamlined! Highly recommended!
Brian
Google, 2021
I've been investing with Groundfloor since May of 2018 and I love the platform. I've been getting way better returns than any savings account and it's a great way to diversify away from the overpriced stock market. I highly recommend using Groundfloor.
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About
Groundfloor is the only platform where you can safely earn up to 10% returns with investments that are secured and backed by real assets. Now you don't have to sacrifice returns while still minimizing risk. If you're worried about the stock market and don't have an appetite for the volatility of other alternative investments, Groundfloor may be the right platform for you. Others agree!
Nearly 200,000 users and growing
Over $240 million assets under management
Winner of 20+ industry and innovation awards
Get started, today!
Download the Groundfloor apps:
Get started, today!
Download the Groundfloor apps: