Say “buh-bye” to banking.
Earn up to 200x the interest of a bank savings account and over 16x more than typical bank money market rates with the 1-2 power of Groundfloor.
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Build your future on solid ground.
Stay grounded with Groundfloor.

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Our Two Exciting Products:

Stairs App
Savings on Steroids

No minimum balance,
100% liquidity.
Groundfloor Mobile App
Low-Risk Investing

No maximum balance,
high-yield, short-term.

Saving + Investing = Savesting

You know you should be planning for the future. But savings accounts suck and investing can be scary.

At Groundfloor, we believe there's a better way. Our products offer the easy access of a savings account with the real returns of investing—we call it Savesting.

You could do so much better than your bank.

Big banks should be ashamed of the interest rates they pay on savings accounts. Most offer 0.01%, or maybe 0.5% (if you're lucky). That means for every $100 in your savings account, you earn 1¢ a year. What can you buy with that?

stairs vs banks
stairs vs banks

Safely generate monthly income.

When you invest in Groundfloor, you can see real returns in just a few short months.

generate monthly income
Saving
Investing
Savesting
generate monthly income

How does Groundfloor compare to other investments?

Groundfloor’s investments are secured by real assets in a first lien position. You can choose individual renovation projects to invest in, or use our automatic investing tools to continuously invest in projects that meet your criteria.

Investments repay every 4-12 months on average, so if you make investments each month, after four months, you’ll always have investments repaying each month. That’s pretty good liquidity for a secured investment backed by real assets! Groundfloor is a safe way to earn great results.

groundfloor compares
groundfloor compares
* Based on actual investor returns the past 8 years
** Based on the banks from the chart above

Earn, Invest, or Borrow

Whether you're looking for easy access with a great rate, high yield returns with no risk, or funding your next fix-and-flip project; Groundfloor has a product for you.

Earn

Earn

Interested in real returns with liquidity? Stairs offers 4% interest and anytime access. Learn More

  • Up to 200x the interest of banks
  • Withdraw anytime
  • Free to use — no fees
  • No minimum balance
Learn More
Learn More
Invest

Invest

Looking to grow your portfolio through real estate? Diversify with as little as $10 per investment. Learn More

  • Earn 10% average annual returns
  • Pay no fees to invest
  • Generate consistent cash flow
  • No maximum balance
Open an Account
Open an Account
Borrow

Borrow

Do you have a passion for fix and flip projects? Put our loans to work for you. Learn More

  • True deferred payments - nothing due until the loan repays
  • High leverage options for experienced borrowers
  • No minimum experience required
Apply Now
Apply Now

Where Groundfloor Lends

Our returns are powered by venture loans to real estate developers originated and serviced by Groundfloor.

where groundfloor lends
where groundfloor lends
Current Lending States
Future Expansion States

Real reviews by real users.

About

Groundfloor is the only platform where you can safely earn up to 10% returns with investments that are secured and backed by real assets. Now you don't have to sacrifice returns while still minimizing risk. If you're worried about the stock market and don't have an appetite for the volatility of other alternative investments, Groundfloor may be the right platform for you. Others agree!

  • Nearly 200,000 users and growing
  • Over $240 million assets under management
  • Winner of 20+ industry and innovation awards

Get started, today!
Download the Groundfloor apps:

google play store
app store logo
app store logo
google play store
app store logo
app store logo

Get started, today!
Download the Groundfloor apps:

google play store
app store logo
app store logo
google play store
app store logo
app store logo
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